
Buying My First Home
Additional Costs
LOANS
BUYING MY FIRST HOME
What Are The Additional Costs I Must Budget For?
As well as your deposit, you will need to budget for some or all of the following costs:
- Government Fees including Stamp Duty on the mortgage & property purchase plus Transfer & Registration of Title,
- Lenders fees which MAY include Mortgage Registration, Loan Establishment Fee, Settlement attendance fee, Mortgage Insurance, Rate Lock or Additional Security fee
- Legal fees/conveyancing, pre-purchase inspections including building or pest reports, removalists, phone/power/internet connection costs, rates & property taxes (adjusted at settlement), building & contents insurance
Remember too, that as LoansInsurance.com.au is a broker with no affiliation to any one lender, we can hunt down the most suitable loan for you across an enormous range of finance products, & then we are remunerated by the lender at no cost to you.






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