LOANS

TYPES OF LOANS

Fixed Rate Loans

Fixed-rate loans lock in the interest rate for a set period, usually from one to 10 years but sometimes longer. These home loans usually revert to the standard variable rate when the fixed-rate period has expired, unless "rolled over" for another fixed-rate term (at the prevailing fixed rates).Fixed rate home loans appeal to people who like to know in advance what their payments will be for the specified term of the loan – without suffering from unexpected rate rises (or benefiting from occasional rate drops).

For information about the many types of loans available and to help determine which loan is right for you, complete our Express Loan Application now and a Loansinsurance Consultant will contact you within 24 hours.